NPA Finance Company in India
We offer finance/loans to the NPA account holders to close their loans & come out of stressful situations to manage their business more efficiently. We can directly take over the NPA loans & also provide loan for One-Time Settlement (OTS Funding).
Quick approval, expert guidance, and secure funding services for businesses.
Also Offer Working Capital Loan for Stressed Companies.
NPA Finance
At NPA Finance, we offer funding for NPA accounts & to service One-Time Settlement (OTS). Our funding helps close distressed loans & offer financial restructuring and credit revival for companies & individuals.
We offer loans for NPA accounts in every step, from pre-NPA conditions like SMA1 & SMA2 to the complete revival of NPA accounts. It is also available for borrowers who have settled their debt under One-Time Settlement (OTS) and are looking for NPA settlement finance.
It helps close NPA accounts & prevents the hard-earned properties from being taken in the recovery process by banks. This also gives relief from legal issues created by banks to recover their loans.
We also offer business turnaround finance by doing loan restructuring & by providing additional finance for working capital.
Our NPA funding is available for SME to corporate companies and is available throughout the India.
Are You Facing These Problems?
- Bank has declared your account as NPA
- Receiving legal notices or recovery pressure
- Unable to arrange funds for One-Time Settlement (OTS)
- Project or business stuck due to financial crunch
- Poor credit score blocking new loans
We have the right solution for you.
Our services are ideal for:
- Businesses with NPA loan accounts
- Borrowers seeking One-Time Settlement (OTS)
- Real estate developers with stalled projects
- Loans classified as SMA1 & SMA2
- Corporate companies under financial stress that require restructuring
Our NPA Financial Services
Loan for NPA Accounts
We offer loans for NPA account holders to close their distressed loans. With this funding, one can settle their NPA liability completely, protect their precious property, and resolve all legal disputes with the bank.
- We pay directly to the previous bank & all the collateral securities are transferred to us.
Private Finance for NPA Accounts
Private finance or funds are available for NPA accounts to close their accounts & revive their business with additional funds required towards the working capital.
- Private funds for NPA accounts are available throughout India.
One-Time Settlement Loan (OTS Funding)
We offer debt settlement funds for the One-Time Settlement (OTS). This funding is available from a partial to a full amount of OTS
- OTS funding can be raised within the stipulated timeline of the settlement letter.
Loan Against Property for NPA Accounts
We can provide a loan against property even in NPA status. One can avail funds from us while in a stressful situation, which can be raised against a property already mortgaged in the bank or against a free asset/property.
- This asset-backed funding can be used to close distressed loans & towards the working capital requirement.
Finance for Stressed Projects
Funding available for stalled real estate projects & other projects like hotels & resorts. The project must be financially viable, which ensures a good return on investment, or be backed by a financially strong running business.
- A good balance sheet or fixed monthly rentals ensures a fast approval for stressed projects.
Stress Asset Funding
We also offer funding for stressed assets, which are backed by a strong repayment source. A repayment plan offered by the sale of the stressed asset is acceptable. The sale amount must be enough to repay the entire principal & interest of the loan. It is available all over India.
- The valuation of the stressed asset must be four times the required loan amount.
NPA Account Regularization Loan
We provide loans to regularize an NPA account. For this, we can directly take over an NPA loan and offer a new repayment plan with a fresh loan account through a new company.
- Through this new loan, borrowers’ NPA accounts can be regularized.(Through transfer of NPA loan & issuance of fresh loan)
Why Choose Our Financial Services
- Loan starting from 50 lakhs to 400+ Crores
- Direct payment to close the NPA account
- Funds for One-Time Settlement (OTS)
- Direct takeover of NPA accounts
- Available in all major cities of India
- Fast approval within 7 days
- Online documentation
- Monthly repayment plan
- Option of a moratorium period
- Funds for Stressed accounts
- Works even in complex & rejected cases
- Supports credit revival
Our Strength
Fast Process
We respect and understand the urgency & timelines for NPA Borrowers. That's why our services are designed in a way that gives fast approvals to ensure the guarantee of the loan.
High Approval Rate
With years of experience & knowledge, the chances of approval for every single case are increased with us. We guide our clients in a way to get 100% approval.
Hard Working
Our dedicated team works tirelessly to deliver reliable financial solutions, accurate support, and exceptional service that helps businesses achieve success faster.
Transparent Terms
No hidden fees or charges, so our clients get what they want with pre-decided costings. So, before & after, there will be no surprises for our clients. Just clear & transparent transaction.
NPA Finance Company in India
We are the most trusted company in India, offering financial assistance for businesses that are under stress, facing issues such as NPA, low CIBIL, past repayment issues, and borrowers looking for funds to pay OTS.
With our help, borrowers can successfully manage their distressed loans and raise funds for business expansion even with low credit scores. We partner with the clients when the conventional banking institutions refuse their loan application.
Our rich experience and vast knowledge of the stress industry make us the most prominent NPA Finance company in India. With our vast experience and proper guidance, our clients can manage to become a standard asset again. Our offerings are available in every major city to help businesses throughout India.
What My Clients Say?
FAQ (Frequently Asked Questions)
What is an NPA account?
An NPA (Non-Performing Asset) account is a loan account where the borrower has failed to make EMI or loan payments for a specific period 90 days or more.
Is my financial information secure?
Yes, we maintain complete confidentiality and ensure that all client information and documents remain safe and protected.
Which are the best NPA funding companies in India?
Companies like NPA Finance Company & Fund Source India are the best NPA funding companies, which provide quick approvals, flexible repayment options, and support for stressed accounts. They offer customised NPA financing solutions, one-time settlement funding, and private finance support for stressed assets and companies facing banking issues.
Can I get a loan for one-time settlement (OTS)?
Yes, many private finance companies and NBFCs provide loans for the one-time settlement of bank loans. These funds help borrowers to fulfil their commitment to OTS in a short period of time. OTS funding is useful for businesses facing financial stress, delayed EMIs, or NPA classification.
Are private lenders available for NPA accounts?
Yes, private lenders can offer asset-backed funding for NPA accounts. They provide these loans in a very short time. But high cost and tough documentation are the dark side of private lending. So, one must be careful in taking funds from private lenders.
Is funding available for NPA real estate projects?
Yes, funding is available for stalled or stressed real estate projects classified as NPA. Some new-age finance companies that offer funding for distressed loans can provide project-based funding, construction finance, and refinancing support to help developers complete projects and improve cash flow.
How can I refinance my NPA account?
Refinancing an NPA account requires the transfer of the NPA account to an NPA funding company, which creates a new loan account by closing the previous loan. Through this refinancing, borrowers can get a new repayment plan with an option of a moratorium period and also be able to raise funds for the expansion of the business.
What is OTS Funding?
OTS funding is financial assistance for NPA account borrowers who settled their NPA loans under the One-Time Settlement scheme and require funds to clear their OTS. A new lender can pay directly to the bank to clear the OTS, and all collateral in the loan account is transferred to this new lender.
How can I get a loan for an NPA account in India?
One can get a loan for an NPA account through financial institutions specialised in providing funds for stressed cases. They provide funding for default loan accounts, debt settlement finance, & business turnaround financing. These companies offer funds based on collateral valuation and borrowers’ repayment capacity.
How can I convert NPA account to normal account?
Transferring the NPA accounts to a new lending company can offer a chance to convert the borrowers’ NPA accounts to normal accounts. Moreover, the timely repayment of these new loans also helps borrowers in their credit revival.
